Getting approved also gives you an advantage over other buyers. Your firm approval makes it easier for you to negotiate on the price of a home, than a person who is not approved or is pre-qualified. Because your assets, income or credit is not verified, a pre-qualification has little value when purchasing a home.
Why?
If you don't have a pre-approval certificate in-hand, and ready to include with your offer to buy, you may be blown-out of the water by another buyer who has been pre-approved by his lender and can make a fast move, leaving you very frustrated!
Don't let this happen! Get your pre-approval certificate in-hand NOW, and have the peace-of-mind in knowing that you do qualify when the opportunity to buy your dream home at a reduced price comes along.
How?
To get a pre-approval certificate, it does not cost you anything!
You could get a substantial discount from the current posted rates, with thousands of dollars of savings for up to a 10 year term, and get your mortgage rate guaranteed not to increase for 120 days; and if the rate goes down, yours will go down as well.
Call or e-mail me to find out more about getting your pre-approval certificate. |